Trust Islamic Banking

Profit Sharing Ratio and Weightage

Profit Sharing Ratio (Depositor:Bank) - 65:35

Effective from: January 1, 2022 (Valid until further revision)

Scheme Type Weightage
Mudaraba Term Deposit Receipt (MTDR) - 1 month0.40
Mudaraba Term Deposit Receipt (MTDR) - 3 month0.85
Mudaraba Term Deposit Receipt (MTDR) - 6 month0.90
Mudaraba Term Deposit Receipt (MTDR) - 12 month0.95
Mudaraba Term Deposit Receipt (MTDR) - 24 & 36 month0.98
Mudaraba Term Deposit Receipt (MTDR) - 60 month1.00

Scheme Type Weightage
Mudaraba Term Deposit Receipt (MTDR) - 1 month0.30
Mudaraba Term Deposit Receipt (MTDR) - 3 month0.55
Mudaraba Term Deposit Receipt (MTDR) - 6 month0.65
Mudaraba Term Deposit Receipt (MTDR) - 12 month0.75
Mudaraba Term Deposit Receipt (MTDR) - 24 & 36 month0.80
Mudaraba Term Deposit Receipt (MTDR) - 60 month0.85

Scheme Type Weightage
MTDR - Seniors 3 Months0.90
MTDR - Seniors 6 Months0.92
MTDR - Seniors 12 Months0.95
MTDR - Seniors 24 & 36 Months1.00
MTDR - Seniors 60 Months1.05

Scheme Type Weightage
Mudaraba Monthly Savings Scheme (MMSS) – 36 Month1.02
Mudaraba Monthly Savings Scheme (MMSS) – 60 month1.05
Mudaraba Monthly Savings Scheme (MMSS) – 96 month1.05
Mudaraba Monthly Savings Scheme (MMSS) – 120 month1.10
Mudaraba Monthly Savings Scheme (MMSS) – 144 month1.15
Barakat Hajj Deposit Scheme up to 10 years1.15
Barakat Hajj Deposit Scheme 10 years & above1.20
Mudaraba Millionaire Scheme up to 10 years1.08
Mudaraba Millionaire Scheme 10 years & above1.10
Mudaraba Kotipati Scheme up to 10 years1.08
Mudaraba Kotipati Scheme 10 years & above1.10
Mudaraba Money Double Scheme1.05
Mudaraba Monthly Profit Scheme- 1, 2 & 3 Years0.98
Mudaraba Monthly Profit Scheme- 5 Years1.00
Mudaraba Cash Waqf Scheme 3 Years0.98
Mudaraba Cash Waqf Scheme 5 Years1.00
Trust Mudaapah Deposit Scheme - 3 years0.98
Trust Mudaapah Deposit Scheme -5 Years1.00
Mudaraba Junior Saving Scheme -MJSS1.02
MMPS-Seniors -1,2 & 3 Years1.00
MMPS-Seniors -5 Years1.05